Every Canadian family can benefit from having a written financial plan. A plan is the essential ingredient to maintain the lifestyle that you have worked so hard to achieve. Kevin O'Brien and Associates have been helping families in Ontario and British Columbia with financial planning for over 24 years. Secure you're brighter future with a free consultation that will help build financial wealth while protecting what is most important to you.
How can we help?
Assessing your financial position: Many families are too caught up with daily hustle and bustle to take the time to understand their current financial position and assess whether they are capable of making any savings or investments. We can help you by analyzing your current income and expenses and assist you in implementing an investment strategy to reach your financial goals. Our emphasis is on financial planning and not on products. Our strategies are based on the time tested fundamentals of paying yourself first through forced savings programs. We will work with you so that you can realize your full financial potential while achieving your goals.
Lowering your debt: A small drop everyday can contribute towards filling an ocean in a couple of years. Each and every dollar that you put aside today will work towards a debt-free tomorrow. Even if you are finding it hard to make ends meet, our experienced Certified Financial Planners can provide useful tips on how to trim your expenses in order to put something aside and lower your debt.
Expert financial planning advice: A written financial plan encompasses- cash flow management, investing, retirement planning, tax free savings accounts, life insurance, critical illness, disability insurance , RRSPs, RESPs, estate planning, family trusts, charitable gifting and setting up charitable foundations. There is long list of financial and insurance products that are designed to assist in achieving your goals. Having a Certified Financial Planner provide you with valuable advice is the key to success.
Whether you are 25 or 45, it is never too early or too late to think about financial planning. The Certified Financial Planners at Kevin O'Brien and Associates have the knowledge and experience to help increase your savings, manage your taxes and investment portfolio, and provide valuable advice on how to achieve your financial goals.
We are a planning firm dedicated to keeping our clients financially safe. We understand that this can be complex and confusing, so we use a team of experts to help with developing minimal risk investment portfolios and strategies to minimize tax penalties. We implement estate planning to ensure your family's well-being during your earning years and into retirement.
Call us today and you will not have to waste another moment worrying about tomorrow.
Most Canadians have not completed a comprehensive financial plan. In fact, only about 5% of Canadians have gone through a comprehensive financial planning process. Many Canadians have their first financial plan done when they are in their 50s. Most people equate investing with financial planning. In reality, investing only forms one piece of an overall financial plan. A proper financial plan will look into your spending patterns, i.e. cash flow, debt concerns, taxation, savings rate, investments, children’s education, Wills and Powers of Attorney, legal issues and insurance needs. All aspects of a financial plan are interrelated.