Retiring

You are here because you have recently retired or you’re thinking about retiring in the near future.

In either case we have good news for you. We will assist you by providing independent, unbiased advice to help you achieve your retirement income goals. We understand that retiring from your employer is a major life event, and now, more than ever, your assets need to be kept safe and invested wisely to provide enough income for an enjoyable retirement.

In our fee-based program we do not receive commission for the sale of products. This enables us to focus all our attention on advice that is in your best interest. If we recommend a change in your investment strategy it is because it will benefit you – not us. Furthermore, it will be suited to your risk tolerance, based on your current comfort level.

For Those Currently Retired

Are your investments under-performing? Do you need guidance or recommendations to help maximize your income streams? Whether you are presently working with an advisor or not, we are happy to provide you a second opinion and ideas for improvement.

Contact us to find out how we can help improve your retirement.

Soon To Be Retiring

If you are investigating retirement it has been brought about from a choice you’re making or as a result of circumstances beyond your control. In either case you are making a wise decision to seek professional advice.

The choice to retire comes with many uncertainties:

  • Have I saved enough to retire? Will my nest egg will produce enough income to start retirement now.
  • How much is a reasonable amount to spend each year? What if I outlast my money?
  • How should I invest? I need a good return but I can’t risk losing my nest egg.

Retiring due to an unexpected termination, downsizing or corporate move drops uncertainties into your lap that can be very stressful and complicated. If a severance package is involved there may options as to how you choose to accept it and the wrong choice can have significant tax implications.

Relax – we’ve helped others though this before. We’ll review your severance package, advise you as to the best course of action and even help you fill out the forms in regards to pension choices and retirement savings.

Contact us. We can help structure your retirement regardless of your situation.

Tip – Planning in advance is almost always better than delaying decisions.

Sylvia's Testimonial

No matter what "new" financial vehicle you've read about - TFSAs, ETFs, Disability Insurance, Estate Planning for Small Business Owners - you can trust that Kevin has conducted a comprehensive investigation of the subject and can offer you the pros, cons, eligibility or viability of practically any financial vehicle available in Canada.

Sylvia Das

Mark's Testimonial

Kevin has financially guided our growing family in the right direction.

Mark Hamilton

Sylvia's Testimonial

Kevin has helped me avoid many of the financial pitfalls only a professional with his foresight could perceive.

Sylvia Das

Mark's Testimonial

Kevin is honest, flexible, great with kids and has a genuine interest in my family's future. I highly recommend Kevin O'Brien.

Mark Hamilton

Josie's Testimonial

His continual advice on financial planning issues has saved me significant amounts of money over the years.

Josie Castracane

Sylvia's Testimonial

Kevin has helped me accomplish financial goals I could not have imagined achieving without his insights.

Sylvia Das

Pat's Testimonial

Kevin brings the same steadfast commitment, strong work ethic, and passion for learning to everything he does. We are glad to have him in our corner.

Patricia A Elliot

Mark's Testimonial

With Kevin's help we were able to review our past, current and future finances/goals and develop a proper retirement plan.

Mark Hamilton

Josie's Testimonial

Kevin has always been dependable, straightforward, honest and ethical.

Josie Castracane

Sylvia's Testimonial

Kevin has continued to help me build wealth and prepare for the future as I transitioned from a young, salaried employee to a self-employed professional with the additional responsibilities of a marriage and children.

Sylvia Das

Pat's Testimonial

Kevin has always been open and honest in our discussions. He is proactive, decisive, and takes time to explain his strategy and its underlying reasons

Pat Elliot