Pre-Retirement

You may be at a stage in life where you are thinking about planning your future. As you look for ideas you find conflicting information from the media and Internet. It’s no wonder Canadians are confused and unsure about which choices to make.

  • Should I pay off my mortgage faster?
  • Save for my children’s education?
  • Contribute to an RRSP or to my Group Retirement Plan?
  • Open a Tax Free Savings Account?
  • Take a family vacation or should I invest instead?
  • What type of insurance should I buy, and how much is enough, (or too much)?

If any of these questions sound familiar, you’re not alone. The answers should come from experts trained to give solutions. You’d never go to the Internet for something critical like a medical diagnosis and this is no different. The wise seek expert advice for important matters, especially when they impact family, lifestyle and retirement.

The Answer – A Properly Prepared Financial Plan

Financial Planning is about making the right financial choices during your working years so that you can enjoy your entire life now and into the future, knowing that you can accomplish your goals and complete your dreams. Financial planning goes beyond building wealth, it’s also about the journey along the way. You can accomplish your financial goals and enjoy all the experiences that life offers.

Financial Planning won’t just happen. It will take effort on your part and the strategic thinking of your trusted advisor. The key to a great financial plan is to organize what you have, set goals, then develop and implement a strategy that fits your needs and helps you accomplish your goals.

A financial plan eliminates the confusion, stress and uncertainly of attempting to go it alone.

Your first step begins here.

Sylvia's Testimonial

No matter what "new" financial vehicle you've read about - TFSAs, ETFs, Disability Insurance, Estate Planning for Small Business Owners - you can trust that Kevin has conducted a comprehensive investigation of the subject and can offer you the pros, cons, eligibility or viability of practically any financial vehicle available in Canada.

Sylvia Das

Mark's Testimonial

Kevin has financially guided our growing family in the right direction.

Mark Hamilton

Sylvia's Testimonial

Kevin has helped me avoid many of the financial pitfalls only a professional with his foresight could perceive.

Sylvia Das

Mark's Testimonial

Kevin is honest, flexible, great with kids and has a genuine interest in my family's future. I highly recommend Kevin O'Brien.

Mark Hamilton

Josie's Testimonial

His continual advice on financial planning issues has saved me significant amounts of money over the years.

Josie Castracane

Sylvia's Testimonial

Kevin has helped me accomplish financial goals I could not have imagined achieving without his insights.

Sylvia Das

Pat's Testimonial

Kevin brings the same steadfast commitment, strong work ethic, and passion for learning to everything he does. We are glad to have him in our corner.

Patricia A Elliot

Mark's Testimonial

With Kevin's help we were able to review our past, current and future finances/goals and develop a proper retirement plan.

Mark Hamilton

Josie's Testimonial

Kevin has always been dependable, straightforward, honest and ethical.

Josie Castracane

Sylvia's Testimonial

Kevin has continued to help me build wealth and prepare for the future as I transitioned from a young, salaried employee to a self-employed professional with the additional responsibilities of a marriage and children.

Sylvia Das

Pat's Testimonial

Kevin has always been open and honest in our discussions. He is proactive, decisive, and takes time to explain his strategy and its underlying reasons

Pat Elliot