Free Initial Consultation
We Offer Fee Based Financial Planning: At Kevin O’Brien & Associates you have a choice as to how we are paid.
Prerequisites For Fee Based Platform:
- The client will pay a financial plan fee
- A minimum of $100,000 of investment assets to be managed.
If you do not qualify for fee-based financial planning ask us about fee-for-service financial planning or our commission based compensation model.
Traditional Commission Based or Low Load Options are available for smaller accounts.
Fee-Based Financial Planning: Is financial advice given by a Certified Financial Planner who is compensated solely by the client. Fee-based financial advisors only charge for their advice and ongoing management; they do not receive commissions, bonuses, rebates, awards or any form of compensation from others when their clients implement their recommendations
Fee Based Financial Planning
Integrated Financial Plans $750.
Comprehensive Business Owner Financial Plans $1500.
Asset Management: Fee Based Accounts
Fee is based on the size of the account.
Fee Based (F– Class) Mutual Funds Have Significantly Lower Management Fees Than Traditional Mutual Funds.
Our Fee Account Size
- 1.5% $100,000 <$1 million
- .75% $1 million to 1.5 million
- .50% $ 1.5+ to 2 Million
- .25% 2 million +
These figures include an annual Financial Plan/ Review/ and Investment Policy Statement (IPS) Our Fee may be tax deductable for non-registered accounts.
Fee for Service:
- Free initial Consultation
- Free Second Opinion
- Seniors Discount –No charge Investment Policy Statement
Business Owner Employee Services:
(hourly rate of $170 paid by Employer)
- Pension Investment Consulting
- Information Seminars
- Severance Consultation
- Retirement Planning
No matter what “new” financial vehicle you’ve read about — TFSAs, ETFs, Disability Insurance, Estate Planning for Small Business Owners — you can trust that Kevin has conducted a comprehensive investigation of the subject and can offer you the pros, cons, eligibility or viability of practically any financial vehicle available in Canada.
Kevin has financially guided our growing family in the right direction.
Kevin has helped me avoid many of the financial pitfalls only a professional with his foresight could perceive.
Kevin is honest, flexible, great with kids and has a genuine interest in my family’s future. I highly recommend Kevin O’Brien.
His continual advice on financial planning issues has saved me significant amounts of money over the years.
Kevin has helped me accomplish financial goals I could not have imagined achieving without his insights.
Kevin brings the same steadfast commitment, strong work ethic, and passion for learning to everything he does. We are glad to have him in our corner.
With Kevin’s help we were able to review our past, current and future finances/goals and develop a proper retirement plan.
Kevin has always been dependable, straightforward, honest and ethical.
Kevin has continued to help me build wealth and prepare for the future as I transitioned from a young, salaried employee to a self-employed professional with the additional responsibilities of a marriage and children.
Kevin has always been open and honest in our discussions. He is proactive, decisive, and takes time to explain his strategy and its underlying reasons