What We Do

Free Initial Consultation

We Offer Fee Based Financial Planning: At Kevin O’Brien & Associates you have a choice as to how we are paid.

Prerequisites For Fee Based Platform:

  1. The client will pay a financial plan fee
  2. A minimum of $100,000 of investment assets to be managed.

If you do not qualify for fee-based financial planning ask us about fee-for-service financial planning or our commission based compensation model.
Traditional Commission Based or Low Load Options are available for smaller accounts.

Fee-Based Financial Planning: Is financial advice given by a Certified Financial Planner who is compensated solely by the client. Fee-based financial advisors only charge for their advice and ongoing management; they do not receive commissions, bonuses, rebates, awards or any form of compensation from others when their clients implement their recommendations

Fee Based Financial Planning

Integrated Financial Plans $750.
Comprehensive Business Owner Financial Plans $1500.

Asset Management: Fee Based Accounts

Fee is based on the size of the account.
Fee Based (F– Class) Mutual Funds Have Significantly Lower Management Fees Than Traditional Mutual Funds.
Our Fee Account Size

  • 1.5% $100,000 <$1 million
  • .75% $1 million to 1.5 million
  • .50% $ 1.5+ to 2 Million
  • .25% 2 million +

These figures include an annual Financial Plan/ Review/ and Investment Policy Statement (IPS) Our Fee may be tax deductable for non-registered accounts.

Fee for Service:

$170/ hour
Estate Planning
CDFA engagements

Retirees:

  • Free initial Consultation
  • Free Second Opinion
  • Seniors Discount –No charge Investment Policy Statement

Business Owner Employee Services:
(hourly rate of $170 paid by Employer)

  • Pension Investment Consulting
  • Information Seminars
  • Severance Consultation
  • Retirement Planning

Sylvia’s Testimonial

No matter what “new” financial vehicle you’ve read about — TFSAs, ETFs, Disability Insurance, Estate Planning for Small Business Owners — you can trust that Kevin has conducted a comprehensive investigation of the subject and can offer you the pros, cons, eligibility or viability of practically any financial vehicle available in Canada.

Sylvia Das

Mark’s Testimonial

Kevin has financially guided our growing family in the right direction.

Mark Hamilton

Sylvia’s Testimonial

Kevin has helped me avoid many of the financial pitfalls only a professional with his foresight could perceive.

Sylvia Das

Mark’s Testimonial

Kevin is honest, flexible, great with kids and has a genuine interest in my family’s future. I highly recommend Kevin O’Brien.

Mark Hamilton

Josie’s Testimonial

His continual advice on financial planning issues has saved me significant amounts of money over the years.

Josie Castracane

Sylvia’s Testimonial

Kevin has helped me accomplish financial goals I could not have imagined achieving without his insights.

Sylvia Das

Pat’s Testimonial

Kevin brings the same steadfast commitment, strong work ethic, and passion for learning to everything he does. We are glad to have him in our corner.

Patricia A Elliot

Mark’s Testimonial

With Kevin’s help we were able to review our past, current and future finances/goals and develop a proper retirement plan.

Mark Hamilton

Josie’s Testimonial

Kevin has always been dependable, straightforward, honest and ethical.

Josie Castracane

Sylvia’s Testimonial

Kevin has continued to help me build wealth and prepare for the future as I transitioned from a young, salaried employee to a self-employed professional with the additional responsibilities of a marriage and children.

Sylvia Das

Pat’s Testimonial

Kevin has always been open and honest in our discussions. He is proactive, decisive, and takes time to explain his strategy and its underlying reasons

Pat Elliot